The phrase “take a toll on me” refers to the negative impact or effect that something has on a person, often in a physical, emotional, or mental sense. When someone says that something is taking a toll on them, they are expressing that it is causing them stress, fatigue, or hardship.
For example, a demanding job, a stressful relationship, or ongoing personal challenges can all “take a toll” on a person’s well-being. It implies that the burdens of these experiences are accumulating and affecting the individual’s overall health or state of mind.
In summary, “take a toll on me” signifies the adverse consequences or strain that a particular situation or experience has on a person’s life.